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Buying & Mortgages
Buying & Mortgages

What is stamp duty tax and why do we pay it?

Stamp duty must be paid by the buyer of any home in England that costs more than £250,000 — so what is this tax and where did it come from?

Buying & Mortgages

What does the stamp duty cut mean for house prices?

Rather than reducing overall buying costs there are concerns the stamp duty cut will push up house prices

Buying & Mortgages

Which type of mortgage will best suit you as interest rates rise?

After the latest increase to interest rates, it’s important people know what mortgages best suits their needs. Here are five types to suit different buyers

Buying & Mortgages

What does the interest rate jump mean for your mortgage?

Thursday’s Bank of England base rate hike could add to the struggles of first-time buyers, among others.
Buying & Mortgages

Interest rate rise: London first-timer mortgages to hit £2,488 a month

The Bank of England’s base rate increase of 0.5 per cent is the seventh consecutive rise unveiled by the Monetary Policy Commitee (MPC)

Buying & Mortgages

Splitting up? Six things to know about dividing a jointly-owned home

Simon Nosworthy, head of residential conveyancing at Osbornes Law, reveals what you need to know before splitting a home you co-own.

Buying & Mortgages

Phil Spencer’s guide for buyers and movers facing a mortgage timebomb

TV property expert and founder of advice platform Move iQ Phil Spencer offers his advice for buyers and home movers facing a mortgage timebomb.

Buying & Mortgages

‘I took on an extra job to save enough to buy my first home at 29’

Saving hacks and weekend work helped this buyer become a homeowner without moving job or city.

Buying & Mortgages

Three ways to avoid paying stamp duty tax when buying a home

Paying for furniture separately could reduce the property price and take you into a lower stamp duty bracket — or might mean you don’t have to pay it at all.

Buying & Mortgages

Bank of England scraps mortgage ‘stress test’ from today

The change could help some borrowers get loans but strict loan-to-income limits remain in place

Buying & Mortgages

‘I rented in block I eventually bought in to see if I liked the area’

‘Try before you buy’ was Tanishq Jain’s tactic when choosing a new London neighbourhood to buy in.

Buying & Mortgages

Higher prices, fewer surprises? The pros and cons of buying new build

It can be as much as 30 per cent more expensive to buy a new build — so will it be a good investment? Here’s what you should take into account.

Buying & Mortgages

Will Halifax’s new 95% mortgage help Londoners get on property ladder?

The mortgage is only available on new-build houses costing less than £570,000, of which there are less than 12 currently for sale in London

Buying & Mortgages

New zero-deposit first-time mortgage touted as Help to Buy alternative

A new first-time buyer mortgage requiring no deposit has been announced, but is it too good to be true?

Buying & Mortgages

Buying off-plan: the pros and cons of buying a home before it’s built

Buyers who have completed on off-plan homes reveal the upsides and downsides to buying a home before it has been built.

Buying & Mortgages

Mortgage repayments get more expensive overnight as Bank hikes rates

Putting yet more pressure on households struggling with the cost of living, mortgages are getting progressively more expensive

Buying & Mortgages

How will the latest interest hike impact your mortgage?

Interest rates have risen again, meaning millions could be set for higher mortgage costs. How much will your monthly payments increase?

Buying & Mortgages

What is Right to Buy — and what are the new changes?

Prime Minister Boris Johnson has announced plans to extend the Right to Buy scheme to housing association tenants.

Buying & Mortgages

How this couple bought their own London home before turning 30

Location and WFH space were key for first-time buyers Sajini Kuruppu and Nisal Karunadhara.

Property News

Right to buy ‘unlikely to work in London’ given sky-high housing costs

Property experts are questioning whether the Government’s new right to buy plan will work for families living in even the cheapest areas across London.

Property News

What age do first-time buyers typically get on the property ladder?

People trying to get on the property ladder are being faced with rising house prices and mortgage rates

Homes & Property

‘Getting my vaccine was the surprise catalyst to buying my first flat’

Getting a Covid vaccine led Anastasia Gurnell to buy her first home years earlier than she’d anticipated

Buying & Mortgages

The top 10 London boroughs to buy a home with a low deposit

Become a first-time buyer nomad and search for your new home among the rich choice in the outer boroughs.

Property News

Revealed: the number of homes for sale now in every London borough

Struggling to find a home to buy? New data shows Wandsworth and Barnet have the most properties for sale right now, while Barking & Dagenham has the fewest.

Buying & Mortgages

‘How I saved to buy a west London home in my Thirties — without help’

A yearly life audit and strict saving strategies helped this management consultant buy without financial help.

Property News

Interest rates rise to 1% — here’s what it means for your mortgage

First-time buyers are being “clobbered on all sides” as interest rate hikes mean it will be harder to get a mortgage.

Buying & Mortgages

‘I saved the second I had a job and bought in London after a decade’

It took more than a decade of saving and shared houses for this Londoner to get on the property ladder.

Buying & Mortgages

New micro flats for 'tidy non-hoarders' for sale in Croydon

If you want to own your own home no matter how small, check out these homes priced from £234,945, which also qualify for the low-deposit Help to Buy scheme. 

Buying & Mortgages

What the new interest rate hike means for homeowners

The new increase is the third back-to-back hike by the Bank of England, raising the cost of borrowing to pre-pandemic levels.

Buying & Mortgages

Buying in the 90s: ‘It was affordable there was no hard saving’

Three buyers from 1990, 2000 and 2010 may have found it much easier than Generation Rent to get on the ladder but faced different pitfalls

Buying & Mortgages

‘My mortgage and bills cost the same as renting in a house share’

Fed up with living in a shared flat, sonographer Karen decided to see what she could afford to buy. The move is working out perfectly, she says